DSCR Loans
for Texas Investors
Qualify Based on Rental Income — Not Your Personal Income
Long-term financing for rental properties across Houston, Dallas, and Fort Worth. Airbnb income allowed. No tax returns. No income verification.
✔ Use property income to qualify
✔ Airbnb & short-term rentals allowed
✔ Up to 85% LTV
✔ Credit starting at 640
FAST VALUE
BUILT FOR CASH FLOW & LONG-TERM INVESTORS
In competitive Texas markets, long-term financing needs to be fast, flexible, and investor-focused. We help investors secure DSCR loans using rental income—not personal income—so you can scale your portfolio without traditional lending restrictions.
Cash Flow-Based Approval
Get approved using property income—not personal income.
Investor-Focused Lending
Built for real estate investors—not traditional underwriting.
Flexible Property Types
Structure deals around your project, not rigid guidelines.
WHAT SETS OUR DSCR LOANS APART
CASH FLOW QUALIFICATION
DSCR as low as 0.75
No personal income verification
Qualify based on property performance
SHORT-TERM RENTAL FRIENDLY
Airbnb income can be used to qualify
Designed for modern rental strategies
Works for STR and long-term rentals
STRONG LEVERAGE
Up to 85% LTV with qualified borrowers
Competitive options for experienced investors
Scale your portfolio faster
FLEXIBLE PROPERTY TYPES
Single-family rentals
2–4 units and 5–10 unit multifamily (up to $3M)
Built for long-term holds and portfolio growth
DSCR Loan Features
No income verification
No tax returns required
Interest-only options available
Designed for investment properties
Fast approvals and clear terms
Who This Works For
Investors building rental portfolios
Airbnb and short-term rental operators
Investors scaling beyond traditional lending limits
Buyers looking to qualify using property income
Simple, Fast Process
Steps:
Submit Your Deal
Send basic property details.
Receive Terms
We structure options quickly based on rental income.
Close Fast
Secure long-term financing and move forward with your investment.
Ready to scale your rental portfolio?
Get terms in 24 hours.
Active in Texas Markets
We work with investors across Texas, including Houston, Dallas, and Fort Worth—helping rental property investors secure financing based on income, not traditional underwriting.
Get Your DSCR Loan Terms in 24 Hours
Submit your property details and receive tailored financing options quickly. Takes less than 60 seconds. No documents required.