DSCR Loans

for real estate Investors

Qualify Based on Rental Income — Not Your Personal Income

Long-term financing for rental properties nationwide. No income verification & No tax returns.

✔ Use property income to qualify
✔ Airbnb & short-term rentals allowed
✔ Up to 85% LTV
✔ Credit starting at 640

Submit Your Deal
Submit Your Deal

FAST VALUE

BUILT FOR CASH FLOW & LONG-TERM INVESTORS

In competitive markets, long-term financing needs to be fast, flexible, and investor-focused. We help investors secure DSCR loans using rental income—not personal income—so you can scale your portfolio without traditional lending restrictions.

Cash Flow-Based Approval

Get approved using property income—not personal income.

Investor-Focused Lending

Built for real estate investors—not traditional underwriting.

Flexible Property Types

Structure deals around your project, not rigid guidelines.

Get Your Terms
Get Your Terms

WHAT SETS OUR DSCR LOANS APART

CASH FLOW QUALIFICATION

  • DSCR as low as 0.75

  • No personal income verification

  • Qualify based on property performance

SHORT-TERM RENTAL FRIENDLY

  • Airbnb income can be used to qualify

  • Designed for modern rental strategies

  • Works for STR and long-term rentals

STRONG LEVERAGE

  • Up to 85% LTV with qualified borrowers

  • Competitive options for experienced investors

  • Scale your portfolio faster

FLEXIBLE PROPERTY TYPES

  • Single-family rentals

  • 2–4 units and 5–10 unit multifamily (up to $3M)

  • Built for long-term holds and portfolio growth

A white coiled electric extension cord on a white surface with a green and blue book nearby.
A white refrigerator with a small plant on top of it, positioned on a gray and white patterned rug in a room with hardwood floors.
Simplified electronic circuit diagram with labeled components.
Diagram of a computer with labels indicating different parts and connections in a network.
A modern two-story house with a symmetrical design, large windows, and a small front porch with wooden accents. The house has white and gray siding, and a well-maintained lawn with small trees and bushes.

DSCR Loan Features

  • No income verification

  • No tax returns required

  • Interest-only options available

  • Designed for investment properties

  • Fast approvals and clear terms

Who This Works For

  • Investors building rental portfolios

  • Airbnb and short-term rental operators

  • Investors scaling beyond traditional lending limits

  • Buyers looking to qualify using property income

Simple, Fast Process

Steps:

step 1, bridge loan, dscr loan, construction loan, fix and flip loan

Submit Your Deal

Send basic property details.

step 2, bridge loan, dscr loan, construction loan, fix and flip loan

Receive Terms

We structure options quickly based on rental income.

step 3, bridge loan, dscr loan, construction loan, fix and flip loan

Close Fast

Secure long-term financing and move forward with your investment.

Ready to scale your rental portfolio?

Get terms in 24 hours.

Submit Your Deal
Submit Your Deal

Get Your DSCR Loan Terms in 24 Hours

Submit your property details and receive tailored financing options quickly. Takes less than 60 seconds. No documents required.